> ## Documentation Index
> Fetch the complete documentation index at: https://docs.rheon.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Card issuing

> Issue cards your users spend from a stablecoin balance. Not live - this page is a placeholder.

<Warning>
  **Not live, and not yet specified.** This page is a placeholder so the product has a
  home in the docs. Nothing below is an integration contract - no endpoints exist for
  it, and the shape can still change.
</Warning>

## What it is meant to be

Card issuing is the outgoing direction taken one step further than a
[card payout](/products/ramps/payouts): instead of pushing money to a card a user
already holds, the user is issued a card of their own and spends directly from a
stablecoin balance.

## What is still open

* Which card scheme and issuing partner, and therefore which countries are open.
* Whether cards are virtual only, or physical as well.
* How the balance is funded and held, and who is the account holder of record.
* The identity requirements, which are stricter for issuing than for a one-off
  card payment.

Everything that is live today on the card rail - buying with a card, and paying out
to one - is on [On/off ramps with cards](/products/cards).
